Make a house your home. At County Excellence Federal Credit Union, we are here to help you make your goal of homeownership a reality. When you secure your Home Loans in Union County through us, you receive friendly, local service supported by a team of mortgage experts right here in your community.
We provide practical solutions for all your home financing needs. From purchasing your first property to refinancing your NJ Mortgage, we offer programs designed to help our members find the right path for their specific situation. Now is an excellent time to explore how a new home purchase or a refinance could help you save money and improve your monthly budget.
Home Financing Built Around You
We provide solutions for your unique situation. Whether you are buying for the first time or looking for affordable home financing in NJ to lower your current monthly payment, we offer programs to help you reach your goals.
To help you understand what to expect, we have provided a video outlining the Mortgage process. Watching this can help you feel more prepared and confident as you move through each stage of the journey.
A Complete Suite of Mortgage Programs
We offer a full range of Mortgage programs to fit your life, including conventional and government-backed loan options.
Purchase or Refinance
Our team is here to assist with every step of the process. If you are looking to purchase a new home or want to refinance an existing Mortgage Loan to take advantage of better terms, we provide the local support you deserve.
Affordable Down Payment Programs
We believe homeownership should be accessible. Many of our loan programs offer flexible down payment requirements to make homeownership more affordable and realistic for your budget.
Conventional and Government Loans
Mortgage rates change frequently, and we monitor the industry to stay competitive. We also work hard to keep our closing costs low so you can keep more of your money where it belongs—with you.
Why Choose County Excellence FCU for Your Home Loan?
Competitive Rates and Low Closing
Interest rates change daily, which is why we monitor the market constantly to ensure our members receive highly competitive pricing. We also focus on keeping our closing costs as low as possible. By reducing these upfront expenses, we help you keep more of your hard-earned money in your pocket, where it can be used for your new home.
Full Team of Mortgage Experts
You are never just a number here. We provide a full team of mortgage professionals dedicated to supporting you throughout the entire experience. If you need a Mortgage expert in Union County, our professionals are available from the moment you submit your application until you sign the final papers to provide the personal guidance you deserve.
Easy Online Application
We know your schedule is busy, so we’ve made it as simple as possible to start the process. Our secure online Mortgage application allows you to apply whenever it is most convenient for you, from virtually anywhere. It’s a straightforward, efficient way to get your home financing moving on your own time.
Prepare for Your Home Purchase
Knowledge is power when it comes to your finances. We provide the tools you need to be an informed buyer. Use our Mortgage Calculators to estimate how much you can comfortably afford, and review our Homebuying Guide for best practices on finding and financing a home with a payment that fits your lifestyle.
Expert Mortgage Guidance in Union County
We are proud to serve the Union County community. If you have concerns, specific needs, or want to talk about Mortgage Loans in Union County, NJ, we are here for you. Tell us about your goals, and let our experts help you find the right solution.
Ready to Get Started?
If you have questions and want to talk about your specific situation, call our expert Mortgage Consultant from Member First Mortgage today. We look forward to helping you move into your next home.