Tired of high car payments? Refinance your Auto Loan with County Excellence Federal Credit Union and take control of your budget. We help drivers in New Jersey lock in lower interest rates, reduce monthly payments, and breathe easier with every mile.


Why Refinance Your Auto Loan?

Auto Loan refinancing lets you replace your current Car Loan with a new one—ideally with better terms. Whether your credit has improved or rates have dropped, refinancing could help you:

  • Lower your interest rate

  • Reduce your monthly payment

  • Pay off your loan faster

  • Free up cash for other priorities

If your current lender isn’t offering competitive rates or flexibility, it’s time for a smarter solution.


Why Choose County Excellence FCU for Auto Loan Refinancing?

When you refinance with County Excellence, you're more than just a customer—you’re a member. That means:

  • Low refinancing rates starting as low as [insert current rate]% APR*

  • No application fees and no prepayment penalties

  • Quick approvals and local decision-making

  • Friendly, personalized support at every step

Plus, our not-for-profit structure means we pass the savings on to you.


How Auto Loan Refinancing Works

Refinancing your Auto Loan with us is simple:

  1. Review your current loan – Know your payoff amount and rate

  2. Apply online or at a branch – It only takes a few minutes

  3. Get approved fast – Our local team will guide you through it

  4. Enjoy lower payments and less stress

You keep your car, just with a better loan behind the wheel.


Not a Member Yet? Joining Is Easy!

You’re eligible to join if you live, work, worship, or conduct business in Union, Somerset, or Hunterdon counties in New Jersey, or if you are the immediate family member of an existing County Excellence FCU member.

  • Competitive rates on loans and savings

  • Fewer fees than big banks

  • A financial partner that puts your needs first